tag:blogger.com,1999:blog-25903562299711974422024-02-08T10:02:07.428-08:00Rahsia Sex Melayu Boleh| Zakar Hebat | Petua Suami IsteriHebat diranjang hubungan sex melayuAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.comBlogger36125tag:blogger.com,1999:blog-2590356229971197442.post-57252567952279263452009-06-05T01:52:00.003-07:002009-06-05T02:39:05.715-07:00Sexy Butt & Body Transformation.Joey Atlas began training women in the early 90's- just after graduation from State University at New York, with a Bachelor's Degree in Exercise Physiology.<br /><br />Just like every other fitness pro, he started his career in the healthclubs - using typical weights and machines to train female clients. The results were good, but Joey knew that they could be much better.<br /><br />After one year in the healthclub scene he decided to start on his own by giving personal training in people's homes.<br /><br />He started doing research on the primairy types of muscle contractions done with body weight exercises, in a certain way in regards to movement tempo,order of exercises and how they were grouped together.<br /><br />Based on his findings, he immediately created a laser targeted program that was completely focused on the most troublesome areas of the female body - the leggs,butt, hips, thighs and lower stomach.<br /><br />The results were mind-boggling - Joey became the busiest trainer in town - and had a long waiting list of female clients. The changes that these women were experiencing were even surprising for Joey, because they were much better than anything he had seen in the gym.<br /><br />According to Joey Atlas, the Women's trainer, there are 5 critical facts you must know, if you want to turn your lower body into a firm and sexy work of art with a few simple exercises.<br /><br />1. The several hundred muscles in your legs,butt, hip, thigh and lower stomach have to be exercised correctly and in harmony with each other in order to give you definite results, without the use of weights and machines. Three types of muscle contractions combined are the magic behind Joey's method.<br /><br />2. Regardless of your lower body goals, the "right combination" of exercise variables will give you better results and in a shorter period of time.<br /><br />3. Age, genetics and body type have much less impact on how your body looks and feels, than you may have been to believe by traditional media, your family and friends or your doctor. Your body is quite adaptable when treated properly "with the right program".<br /><br />4. You can't improve or enhance your leg, butt, hip, thigh or tummy areas with cellulite creams,lotions, wrap treatments, diet / fat burning pills, butt enhancement supplements or any other money wasting scam that sounds to good to be true.<br /><br />5. You'll make remarkable improvements in your worst trouble spots and most stubburn problem areas if you do simple yet carefully structured body weight exercises,which combine all three types of muscle movements: Concentric, Eccentric and Isometric. This is a crucial factor for women that can't be addressed with typical weights and machine type exercise programs.<br /><br />So, there is no other progam on the market that combines all three types of muscle contractions into one method. Infomercials have a literal monopoly or exercise gadgets that target specific areas of the body, for the male or female gender. The main problem however is that the vast majority type of most ,simply don't deliver on promised results.<br /><div id="permalink"> <strong>Article Source:</strong><br /><a href="http://www.articlecity.com/articles/women/article_3046.shtml" title="Sexy Butt & Body Transformation." rel="bookmark">http://www.articlecity.com/articles/women/article_3046.shtml</a> </div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-38012370127545987512009-06-05T01:52:00.002-07:002009-06-05T02:38:47.081-07:00Sexy Butt & Body Transformation.Joey Atlas began training women in the early 90's- just after graduation from State University at New York, with a Bachelor's Degree in Exercise Physiology.<br /><br />Just like every other fitness pro, he started his career in the healthclubs - using typical weights and machines to train female clients. The results were good, but Joey knew that they could be much better.<br /><br />After one year in the healthclub scene he decided to start on his own by giving personal training in people's homes.<br /><br />He started doing research on the primairy types of muscle contractions done with body weight exercises, in a certain way in regards to movement tempo,order of exercises and how they were grouped together.<br /><br />Based on his findings, he immediately created a laser targeted program that was completely focused on the most troublesome areas of the female body - the leggs,butt, hips, thighs and lower stomach.<br /><br />The results were mind-boggling - Joey became the busiest trainer in town - and had a long waiting list of female clients. The changes that these women were experiencing were even surprising for Joey, because they were much better than anything he had seen in the gym.<br /><br />According to Joey Atlas, the Women's trainer, there are 5 critical facts you must know, if you want to turn your lower body into a firm and sexy work of art with a few simple exercises.<br /><br />1. The several hundred muscles in your legs,butt, hip, thigh and lower stomach have to be exercised correctly and in harmony with each other in order to give you definite results, without the use of weights and machines. Three types of muscle contractions combined are the magic behind Joey's method.<br /><br />2. Regardless of your lower body goals, the "right combination" of exercise variables will give you better results and in a shorter period of time.<br /><br />3. Age, genetics and body type have much less impact on how your body looks and feels, than you may have been to believe by traditional media, your family and friends or your doctor. Your body is quite adaptable when treated properly "with the right program".<br /><br />4. You can't improve or enhance your leg, butt, hip, thigh or tummy areas with cellulite creams,lotions, wrap treatments, diet / fat burning pills, butt enhancement supplements or any other money wasting scam that sounds to good to be true.<br /><br />5. You'll make remarkable improvements in your worst trouble spots and most stubburn problem areas if you do simple yet carefully structured body weight exercises,which combine all three types of muscle movements: Concentric, Eccentric and Isometric. This is a crucial factor for women that can't be addressed with typical weights and machine type exercise programs.<br /><br />So, there is no other progam on the market that combines all three types of muscle contractions into one method. Infomercials have a literal monopoly or exercise gadgets that target specific areas of the body, for the male or female gender. The main problem however is that the vast majority type of most ,simply don't deliver on promised results.<br /><div id="permalink"> <strong>Article Source:</strong><br /><a href="http://www.articlecity.com/articles/women/article_3046.shtml" title="Sexy Butt & Body Transformation." rel="bookmark">http://www.articlecity.com/articles/women/article_3046.shtml</a> </div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-75065133717464639472009-06-05T01:52:00.000-07:002009-06-05T01:59:41.517-07:00Sexy Butt & Body Transformation.Joey Atlas began training women in the early 90's- just after graduation from State University at New York, with a Bachelor's Degree in Exercise Physiology.<br /><br />Just like every other fitness pro, he started his career in the healthclubs - using typical weights and machines to train female clients. The results were good, but Joey knew that they could be much better.<br /><br />After one year in the healthclub scene he decided to start on his own by giving personal training in people's homes.<br /><br />He started doing research on the primairy types of muscle contractions done with body weight exercises, in a certain way in regards to movement tempo,order of exercises and how they were grouped together.<br /><br />Based on his findings, he immediately created a laser targeted program that was completely focused on the most troublesome areas of the female body - the leggs,butt, hips, thighs and lower stomach.<br /><br />The results were mind-boggling - Joey became the busiest trainer in town - and had a long waiting list of female clients. The changes that these women were experiencing were even surprising for Joey, because they were much better than anything he had seen in the gym.<br /><br />According to Joey Atlas, the Women's trainer, there are 5 critical facts you must know, if you want to turn your lower body into a firm and sexy work of art with a few simple exercises.<br /><br />1. The several hundred muscles in your legs,butt, hip, thigh and lower stomach have to be exercised correctly and in harmony with each other in order to give you definite results, without the use of weights and machines. Three types of muscle contractions combined are the magic behind Joey's method.<br /><br />2. Regardless of your lower body goals, the "right combination" of exercise variables will give you better results and in a shorter period of time.<br /><br />3. Age, genetics and body type have much less impact on how your body looks and feels, than you may have been to believe by traditional media, your family and friends or your doctor. Your body is quite adaptable when treated properly "with the right program".<br /><br />4. You can't improve or enhance your leg, butt, hip, thigh or tummy areas with cellulite creams,lotions, wrap treatments, diet / fat burning pills, butt enhancement supplements or any other money wasting scam that sounds to good to be true.<br /><br />5. You'll make remarkable improvements in your worst trouble spots and most stubburn problem areas if you do simple yet carefully structured body weight exercises,which combine all three types of muscle movements: Concentric, Eccentric and Isometric. This is a crucial factor for women that can't be addressed with typical weights and machine type exercise programs.<br /><br />So, there is no other progam on the market that combines all three types of muscle contractions into one method. Infomercials have a literal monopoly or exercise gadgets that target specific areas of the body, for the male or female gender. The main problem however is that the vast majority type of most ,simply don't deliver on promised results.<br /><div id="permalink"> <strong>Article Source:</strong><br /><a href="http://www.articlecity.com/articles/women/article_3046.shtml" title="Sexy Butt & Body Transformation." rel="bookmark">http://www.articlecity.com/articles/women/article_3046.shtml</a> </div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-85373376395443153572009-06-05T01:46:00.003-07:002009-06-05T02:39:05.731-07:00Rahsia Mudah Akad Nikah<table id="table58" style="border-width: 0px;" width="85%" border="1"> <tbody><tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> <br /> <br /> </p></td> <td style="border-style: none; border-width: medium;"><span lang="fr"><b><span style="font-family:Georgia;"> Bentuk p</span></b></span><span lang="FR" style="font-family:Georgia;"><b>ersediaan yang anda perlu lakukan</b> seperti</span><span dir="ltr" lang="FR" style="font-family:Georgia;"> dalam proses merisik, pertunangan, malam berinai, 6 bulan sebelum kahwin, 3 bulan sebelum kahwin, 3 minggu sebelum kahwin, 3 hari sebelum kahwin, hari Pernikahan, 3 hari selepas kahwin.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> <br /> </td> <td style="border-style: none; border-width: medium;"> <span style="font-family:Georgia;"><b>Langkah-langkah awal</b> apa yang anda perlu lakukan sebagai persediaan anda untuk mendaftar nikah termasuk prosidur pendaftaran nikah.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><b><span style="font-family:Georgia;"> 10</span></b><span style="font-family:Georgia;"><b> jenis kesilapan</b> yang selalu dilakukan oleh pengantin lelaki semasa akad nikah mengakibatkan akad terpaksa dilakukan sekali lagi. <b>(penting sangat...)<br /> </b></span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><p> <b><span style="font-family:Georgia;">7</span></b><span style="font-family:Georgia;"><b> sebab mengapa pengantin lelaki melakukan kesilapan</b> semasa akad.<br /> </span></p></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p> <p> </p></td> <td style="border-style: none; border-width: medium;"> <span style="font-family:Georgia;"><b>Mengetahui perjalanan majlis akad nikah dari awal hingga selesai</b> (dari anda tiba di surau segingglah pernikahan anda telah sah) <b> secara berturutan</b> supaya anda tahu apa yang harus dilakukan dalam majlis akad nanti.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> <br /> </p></td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> Mengetahui apa itu Ta'liq dan contoh lafaz ta'liq</b> bagi beberapa negeri kerana lafaz ini sedikit berbeza bagi setiap negeri. Ini adalah antara perkara yang anda perlu faham dan lafazkan dihadapan jurunikah setelah selesai akad nikah.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><span lang="pt-br" style="font-family:Georgia;"><b> Mengetahui bagaimana lafaz akad dengan betul</b> dari contoh yang disediakan, sebagai persediaan awal anda.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> 6 tip penting sebelum majlis akad nikah</b> dimulakan yang masih belum dibongkarkan lagi.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><span lang="pt-br" style="font-family:Georgia;"><b> Adab-adab semasa akad nikah</b>, supaya mendapat keberkatan.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><b> <span lang="pt-br" style="font-family:Georgia;">11</span></b><span lang="PT-BR" style="font-family:Georgia;"><b> tip bajet perbelanjaan perkahwinan</b>.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> Senarai semak bajet perkahwinan</b>, sebagai panduan kepada bakal pengantin.</span></td> </tr> </tbody></table> <p> <span style=";font-family:Georgia;font-size:100%;" > Dengan membaca "<b>eBook Rahsia Mudah Akad Nikah</b>" ini, anda akan perolehi banyak faedah terutama kepada teruna dan dara yang akan melangsungkan perkahwinan mereka</span></p><p align="center"><b><span style="font-family:Georgia;">dan banyak lagi...maklumat lanjut klik disini...</span></b></p><p align="center"><b><span style="font-family:Georgia;"><br /></span></b></p><div style="text-align: center;"><a href="http://www.nikahkahwin.com/index.php?ref=tweety009"><img src="http://www.nikahkahwin.com/images/bannernikah3.gif" /></a></div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-12658465081092547582009-06-05T01:46:00.002-07:002009-06-05T02:38:47.094-07:00Rahsia Mudah Akad Nikah<table id="table58" style="border-width: 0px;" width="85%" border="1"> <tbody><tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> <br /> <br /> </p></td> <td style="border-style: none; border-width: medium;"><span lang="fr"><b><span style="font-family:Georgia;"> Bentuk p</span></b></span><span lang="FR" style="font-family:Georgia;"><b>ersediaan yang anda perlu lakukan</b> seperti</span><span dir="ltr" lang="FR" style="font-family:Georgia;"> dalam proses merisik, pertunangan, malam berinai, 6 bulan sebelum kahwin, 3 bulan sebelum kahwin, 3 minggu sebelum kahwin, 3 hari sebelum kahwin, hari Pernikahan, 3 hari selepas kahwin.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> <br /> </td> <td style="border-style: none; border-width: medium;"> <span style="font-family:Georgia;"><b>Langkah-langkah awal</b> apa yang anda perlu lakukan sebagai persediaan anda untuk mendaftar nikah termasuk prosidur pendaftaran nikah.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><b><span style="font-family:Georgia;"> 10</span></b><span style="font-family:Georgia;"><b> jenis kesilapan</b> yang selalu dilakukan oleh pengantin lelaki semasa akad nikah mengakibatkan akad terpaksa dilakukan sekali lagi. <b>(penting sangat...)<br /> </b></span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><p> <b><span style="font-family:Georgia;">7</span></b><span style="font-family:Georgia;"><b> sebab mengapa pengantin lelaki melakukan kesilapan</b> semasa akad.<br /> </span></p></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p> <p> </p></td> <td style="border-style: none; border-width: medium;"> <span style="font-family:Georgia;"><b>Mengetahui perjalanan majlis akad nikah dari awal hingga selesai</b> (dari anda tiba di surau segingglah pernikahan anda telah sah) <b> secara berturutan</b> supaya anda tahu apa yang harus dilakukan dalam majlis akad nanti.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> <br /> </p></td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> Mengetahui apa itu Ta'liq dan contoh lafaz ta'liq</b> bagi beberapa negeri kerana lafaz ini sedikit berbeza bagi setiap negeri. Ini adalah antara perkara yang anda perlu faham dan lafazkan dihadapan jurunikah setelah selesai akad nikah.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><span lang="pt-br" style="font-family:Georgia;"><b> Mengetahui bagaimana lafaz akad dengan betul</b> dari contoh yang disediakan, sebagai persediaan awal anda.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> 6 tip penting sebelum majlis akad nikah</b> dimulakan yang masih belum dibongkarkan lagi.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><span lang="pt-br" style="font-family:Georgia;"><b> Adab-adab semasa akad nikah</b>, supaya mendapat keberkatan.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><b> <span lang="pt-br" style="font-family:Georgia;">11</span></b><span lang="PT-BR" style="font-family:Georgia;"><b> tip bajet perbelanjaan perkahwinan</b>.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> Senarai semak bajet perkahwinan</b>, sebagai panduan kepada bakal pengantin.</span></td> </tr> </tbody></table> <p> <span style=";font-family:Georgia;font-size:100%;" > Dengan membaca "<b>eBook Rahsia Mudah Akad Nikah</b>" ini, anda akan perolehi banyak faedah terutama kepada teruna dan dara yang akan melangsungkan perkahwinan mereka</span></p><p align="center"><b><span style="font-family:Georgia;">dan banyak lagi...maklumat lanjut klik disini...</span></b></p><p align="center"><b><span style="font-family:Georgia;"><br /></span></b></p><div style="text-align: center;"><a href="http://www.nikahkahwin.com/index.php?ref=tweety009"><img src="http://www.nikahkahwin.com/images/bannernikah3.gif" /></a></div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-27996685495844654412009-06-05T01:46:00.000-07:002009-06-05T01:59:41.527-07:00Rahsia Mudah Akad Nikah<table id="table58" style="border-width: 0px;" width="85%" border="1"> <tbody><tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> <br /> <br /> </p></td> <td style="border-style: none; border-width: medium;"><span lang="fr"><b><span style="font-family:Georgia;"> Bentuk p</span></b></span><span lang="FR" style="font-family:Georgia;"><b>ersediaan yang anda perlu lakukan</b> seperti</span><span dir="ltr" lang="FR" style="font-family:Georgia;"> dalam proses merisik, pertunangan, malam berinai, 6 bulan sebelum kahwin, 3 bulan sebelum kahwin, 3 minggu sebelum kahwin, 3 hari sebelum kahwin, hari Pernikahan, 3 hari selepas kahwin.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> <br /> </td> <td style="border-style: none; border-width: medium;"> <span style="font-family:Georgia;"><b>Langkah-langkah awal</b> apa yang anda perlu lakukan sebagai persediaan anda untuk mendaftar nikah termasuk prosidur pendaftaran nikah.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><b><span style="font-family:Georgia;"> 10</span></b><span style="font-family:Georgia;"><b> jenis kesilapan</b> yang selalu dilakukan oleh pengantin lelaki semasa akad nikah mengakibatkan akad terpaksa dilakukan sekali lagi. <b>(penting sangat...)<br /> </b></span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><p> <b><span style="font-family:Georgia;">7</span></b><span style="font-family:Georgia;"><b> sebab mengapa pengantin lelaki melakukan kesilapan</b> semasa akad.<br /> </span></p></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p> <p> </p></td> <td style="border-style: none; border-width: medium;"> <span style="font-family:Georgia;"><b>Mengetahui perjalanan majlis akad nikah dari awal hingga selesai</b> (dari anda tiba di surau segingglah pernikahan anda telah sah) <b> secara berturutan</b> supaya anda tahu apa yang harus dilakukan dalam majlis akad nanti.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> <br /> </p></td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> Mengetahui apa itu Ta'liq dan contoh lafaz ta'liq</b> bagi beberapa negeri kerana lafaz ini sedikit berbeza bagi setiap negeri. Ini adalah antara perkara yang anda perlu faham dan lafazkan dihadapan jurunikah setelah selesai akad nikah.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><span lang="pt-br" style="font-family:Georgia;"><b> Mengetahui bagaimana lafaz akad dengan betul</b> dari contoh yang disediakan, sebagai persediaan awal anda.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><p> </p></td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> 6 tip penting sebelum majlis akad nikah</b> dimulakan yang masih belum dibongkarkan lagi.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><span lang="pt-br" style="font-family:Georgia;"><b> Adab-adab semasa akad nikah</b>, supaya mendapat keberkatan.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><b> <span lang="pt-br" style="font-family:Georgia;">11</span></b><span lang="PT-BR" style="font-family:Georgia;"><b> tip bajet perbelanjaan perkahwinan</b>.<br /> </span></td> </tr> <tr> <td style="border-style: none; border-width: medium;" width="31"> <img src="http://www.nikahkahwin.com/images/checkmark.gif" width="18" border="0" height="20" /><br /> </td> <td style="border-style: none; border-width: medium;"><span lang="PT-BR" style="font-family:Georgia;"><b> Senarai semak bajet perkahwinan</b>, sebagai panduan kepada bakal pengantin.</span></td> </tr> </tbody></table> <p> <span style=";font-family:Georgia;font-size:100%;" > Dengan membaca "<b>eBook Rahsia Mudah Akad Nikah</b>" ini, anda akan perolehi banyak faedah terutama kepada teruna dan dara yang akan melangsungkan perkahwinan mereka</span></p><p align="center"><b><span style="font-family:Georgia;">dan banyak lagi...maklumat lanjut klik disini...</span></b></p><p align="center"><b><span style="font-family:Georgia;"><br /></span></b></p><div style="text-align: center;"><a href="http://www.nikahkahwin.com/index.php?ref=tweety009"><img src="http://www.nikahkahwin.com/images/bannernikah3.gif" /></a></div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-20187301445704006902009-06-05T01:31:00.003-07:002009-06-05T02:39:05.745-07:002 Love Making Positions to Leave Her Begging For More!<span style="font-weight: bold;">1. Woman-on-top position:</span><br />This is voted as the most popular love making position for women because it gives them total control of pace and intensity to find out what's the best for them. As well, it makes your partner feel seductive, sexy and make her totally satisfied! Following are list of tips to make the most out of this position:<br /><br />- Place a big cushion under your buttock to lift up position of pelvis for deep penetration.<br /><br />- Have her to thrust in steady circular, or back and forth motion. It allow penis to rub against all walls of vagina and G spot for erotic stimulation.<br /><br />- She draws her legs as close as possible to supercharge sensation for both of you.<br /><br />- Use your free hands to caress her breasts and lower belly for extra stimulation.<br /><br /><span style="font-weight: bold;">2. Sexy Seagull position:</span><br />She lies on her back with her buttocks resting comfortably near the edge of bed. You kneel down between her legs and make sure penis and vagina are parallel. When necessary, you can place a cushion under her back to adjust height. In this position, your penis enters directly into her body, which results in explosive sensations for both of you.<br /><br /><span style="font-weight: bold;">Extra hot tip: </span><br />Instead of mindless thrusting, you may want to try teasing her, i.e. withdrawing when she's about to orgasm. When you resume stimulation, it is going to push her over the edge easily and quickly. Here's how: during thrusting, stimulate her until she's near climax. Then, pull out your member and stimulate other erogenous zones (e.g. clitoris, breasts and nipples). Repeat this step a few times until you think it's time for the big "O". The hiatus is going to exponentially enhance her orgasmic pleasure. Certainly, she will be annoyed when you pull off- don't be afraid to provoke her, she will thank you later.Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-64838180061929461702009-06-05T01:31:00.002-07:002009-06-05T02:38:47.105-07:002 Love Making Positions to Leave Her Begging For More!<span style="font-weight: bold;">1. Woman-on-top position:</span><br />This is voted as the most popular love making position for women because it gives them total control of pace and intensity to find out what's the best for them. As well, it makes your partner feel seductive, sexy and make her totally satisfied! Following are list of tips to make the most out of this position:<br /><br />- Place a big cushion under your buttock to lift up position of pelvis for deep penetration.<br /><br />- Have her to thrust in steady circular, or back and forth motion. It allow penis to rub against all walls of vagina and G spot for erotic stimulation.<br /><br />- She draws her legs as close as possible to supercharge sensation for both of you.<br /><br />- Use your free hands to caress her breasts and lower belly for extra stimulation.<br /><br /><span style="font-weight: bold;">2. Sexy Seagull position:</span><br />She lies on her back with her buttocks resting comfortably near the edge of bed. You kneel down between her legs and make sure penis and vagina are parallel. When necessary, you can place a cushion under her back to adjust height. In this position, your penis enters directly into her body, which results in explosive sensations for both of you.<br /><br /><span style="font-weight: bold;">Extra hot tip: </span><br />Instead of mindless thrusting, you may want to try teasing her, i.e. withdrawing when she's about to orgasm. When you resume stimulation, it is going to push her over the edge easily and quickly. Here's how: during thrusting, stimulate her until she's near climax. Then, pull out your member and stimulate other erogenous zones (e.g. clitoris, breasts and nipples). Repeat this step a few times until you think it's time for the big "O". The hiatus is going to exponentially enhance her orgasmic pleasure. Certainly, she will be annoyed when you pull off- don't be afraid to provoke her, she will thank you later.Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-1669904589932807632009-06-05T01:31:00.001-07:002009-06-05T02:00:08.876-07:002 Love Making Positions to Leave Her Begging For More!<span style="font-weight: bold;">1. Woman-on-top position:</span><br />This is voted as the most popular love making position for women because it gives them total control of pace and intensity to find out what's the best for them. As well, it makes your partner feel seductive, sexy and make her totally satisfied! Following are list of tips to make the most out of this position:<br /><br />- Place a big cushion under your buttock to lift up position of pelvis for deep penetration.<br /><br />- Have her to thrust in steady circular, or back and forth motion. It allow penis to rub against all walls of vagina and G spot for erotic stimulation.<br /><br />- She draws her legs as close as possible to supercharge sensation for both of you.<br /><br />- Use your free hands to caress her breasts and lower belly for extra stimulation.<br /><br /><span style="font-weight: bold;">2. Sexy Seagull position:</span><br />She lies on her back with her buttocks resting comfortably near the edge of bed. You kneel down between her legs and make sure penis and vagina are parallel. When necessary, you can place a cushion under her back to adjust height. In this position, your penis enters directly into her body, which results in explosive sensations for both of you.<br /><br /><span style="font-weight: bold;">Extra hot tip: </span><br />Instead of mindless thrusting, you may want to try teasing her, i.e. withdrawing when she's about to orgasm. When you resume stimulation, it is going to push her over the edge easily and quickly. Here's how: during thrusting, stimulate her until she's near climax. Then, pull out your member and stimulate other erogenous zones (e.g. clitoris, breasts and nipples). Repeat this step a few times until you think it's time for the big "O". The hiatus is going to exponentially enhance her orgasmic pleasure. Certainly, she will be annoyed when you pull off- don't be afraid to provoke her, she will thank you later.Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-81500238873224683722009-06-05T01:15:00.003-07:002009-06-05T02:39:05.757-07:00Teknik-Teknik Malam PertamaPecah Dara Malam Pertama<br /><br />Malam pertama untuk suami pecah dara isteri sememanglah waktu yang mendebarkan buat suami dan isteri. Pecah dara isteri adalah pengalaman seks yang akan dikenang sepanjang hayat maka lakukan dengan penuh kasih sayang.<br /><br />Pecah dara isteri tidak dapat dilakukan pada malam pertama. Ia pasti menyakitkan kepada isteri apabila suami kurang sabar. Suami perlu sabar. Jadikan hubungan seks suami isteri suatu yang indah kepada isteri dan juga suami untuk jangka masa panjang. Kesakitan boleh memberikan kesan kepada isteri dalam hubungan seks. Suami sudah menunggu lama sebelum bernikah, mengapa tidak lagi dua tiga hari lagi.<br /><br />Malam pertama adalah malam belaian. Malam suami isteri mengenali tubuh badan masing-masing. Malam untuk membuang rasa malu isteri terutamanya. Membuang rasa malu dalam hubungan seks adalah dengan menimbulkan rasa berahi kepada isteri dan suami. Foreplay boleh dilakukan dengan pelbagai cara. Sama ada dengan urutan asmara dan membelai buah dada isteri.<br /><br />Suami jangan fikirkan lagi untuk masukkan terus batang zakar dalam faraj isteri. Bagi isteri rasa berahi. Bagi isteri puas dengan belaian. Bagilah isteri cumbuan yang memuaskan. Jika suami memang tidak tahan, tidak salah untuk lepaskan dengan tangan isteri. Bagi isteri kenal air mani lelaki. Yang penting malam pertama adalah malam suami isteri mengenali organ seks, bahagian tubuh badan yang membuat rasa berahi dan cumbuan kasih sayang.<br /><br />Malam pertama juga adalah malam untuk membuat isteri mengenali erti kepuasan seks. Farajnya pasti basah maka basahkan jari dengan air faraj isteri dan gentel kelentit isteri perlahan-lahan sambil menghisap buah dadanya. Suami perlu puaskan isteri tanpa masukkan batang zakar dalam faraj isteri dengan memuaskan isteri dengan belaian biji kelentit. Sekiranya isteri puas dan mahu lagi, puaskan lagi dengan biji kelentitnya.<br /><br />Malam kedua adalah ulangan malam pertama dengan penambahan satu lagi aksi seks. Mengetuk pintu faraj. Mengetuk pintu faraj adalah satu cara untuk pintu faraj isteri membiasakan dengan batang zakar suami. Lakukan belaian seperti malam pertama. Belai dan gentel kelentitnya seperti malam pertama tetapi jangan sampai puas. Untuk malam kedua, puaskan isteri dengan belaian batang zakar dibiji kelentitnya.<br /><br />Apabila air faraj isteri telah banyak keluar di pintu faraj. Kangkangkan kaki isteri dan berada diantaranya. Letakkan kepala zakar dipintu faraj dan basahkan batang zakar dengan air mani isteri (air faraj). Genggam batang zakar dan basahkan biji kelentit dengan air mani isteri yang melekat pada kepala zakar. Geselkan batang zakar kepada biji kelentit umpama gentelkan kelentit dengan jari yang basah.<br /><br />Lakukan geselan zakar kepada biji kelentit sehingga isteri puas. Ajak isteri untuk memegang batang zakar suami dan minta isteri untuk menggeselkan kepada kelentit mengikut rasa nikmat dan sedap isteri.<br /><br />Jangan bagi isteri terlalu puas dengan kelentit kerana untuk mengetuk pintu faraj isteri memerlukan isteri turut menikmati. Isteri yang terlalu puas akan rasa kegelian. Itu yang tidak dimahukan sewaktu mengetuk pintu faraj isteri.<br /><br />Selepas memberikan satu dua puas kepada isteri dengan belaian batang zakar di kelentit maka letakkan kepala zakar dibibir faraj. Minta bantuan isteri untuk meletakkannya. Tekan batang zakar suami perlahan-lahan hanya setakat kepala zakar sahaja yang masuk. Memang tidak puas bagi suami tapi demi hubungan seks yang indah dan untuk jangka masa panjang lakukan sebegini.<br /><br />Apabila batang zakar lelaki sudah pasti masuk setakat kepala, maka tarik keluar perlahan dan masukkan semula setakat kepala zakar, lakukan keluar masuk ini sambil menghisap dada, leher dan bercumbu. Lakukan keluar masuk kepala zakar sahaja ini sampai suami puas dan memancutkan air mani dalam pintu faraj isteri.<br /><br />Memang menyeksakan buat suami tetapi ini untuk nikmat seks yang berpanjangan esok harinya.<br /><br />Malam ketiga adalah malam pecah dara. Malam batang zakar isteri masuk penuh ke dalam faraj isteri. Lakukan seperti apa bagi malam pertama dan kedua. Untuk malam yang ketiga, selepas kepala zakar mengetuk pintu faraj isteri maka, dalam batang zakar perlu ditambah secara perlahan-lahan. Masukkan zakar setakat kepala dahulu, gerakkan keluar masuk dan kemudian tambah lagi menekan sehingga separuh. Setiap kali hendak menekan batang zakar lagi dalam ke dalam faraj isteri, beritahu isteri dan biarkan isteri bersedia. Pastikan isteri tidak kesakitan atau terlalu kesakitan.<br /><br />Lakukan perlahan sehinggalah batang zakar suami penuh masuk ke dalam faraj isteri dan pancutan pertama air mani dipintu rahim isteri dilepaskan apabila suami isteri puas klimak bersama.<br /><br />petikan:http://tamanwangi.perempuanmelayu.infoAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-12302747563198609832009-06-05T01:15:00.002-07:002009-06-05T02:38:47.120-07:00Teknik-Teknik Malam PertamaPecah Dara Malam Pertama<br /><br />Malam pertama untuk suami pecah dara isteri sememanglah waktu yang mendebarkan buat suami dan isteri. Pecah dara isteri adalah pengalaman seks yang akan dikenang sepanjang hayat maka lakukan dengan penuh kasih sayang.<br /><br />Pecah dara isteri tidak dapat dilakukan pada malam pertama. Ia pasti menyakitkan kepada isteri apabila suami kurang sabar. Suami perlu sabar. Jadikan hubungan seks suami isteri suatu yang indah kepada isteri dan juga suami untuk jangka masa panjang. Kesakitan boleh memberikan kesan kepada isteri dalam hubungan seks. Suami sudah menunggu lama sebelum bernikah, mengapa tidak lagi dua tiga hari lagi.<br /><br />Malam pertama adalah malam belaian. Malam suami isteri mengenali tubuh badan masing-masing. Malam untuk membuang rasa malu isteri terutamanya. Membuang rasa malu dalam hubungan seks adalah dengan menimbulkan rasa berahi kepada isteri dan suami. Foreplay boleh dilakukan dengan pelbagai cara. Sama ada dengan urutan asmara dan membelai buah dada isteri.<br /><br />Suami jangan fikirkan lagi untuk masukkan terus batang zakar dalam faraj isteri. Bagi isteri rasa berahi. Bagi isteri puas dengan belaian. Bagilah isteri cumbuan yang memuaskan. Jika suami memang tidak tahan, tidak salah untuk lepaskan dengan tangan isteri. Bagi isteri kenal air mani lelaki. Yang penting malam pertama adalah malam suami isteri mengenali organ seks, bahagian tubuh badan yang membuat rasa berahi dan cumbuan kasih sayang.<br /><br />Malam pertama juga adalah malam untuk membuat isteri mengenali erti kepuasan seks. Farajnya pasti basah maka basahkan jari dengan air faraj isteri dan gentel kelentit isteri perlahan-lahan sambil menghisap buah dadanya. Suami perlu puaskan isteri tanpa masukkan batang zakar dalam faraj isteri dengan memuaskan isteri dengan belaian biji kelentit. Sekiranya isteri puas dan mahu lagi, puaskan lagi dengan biji kelentitnya.<br /><br />Malam kedua adalah ulangan malam pertama dengan penambahan satu lagi aksi seks. Mengetuk pintu faraj. Mengetuk pintu faraj adalah satu cara untuk pintu faraj isteri membiasakan dengan batang zakar suami. Lakukan belaian seperti malam pertama. Belai dan gentel kelentitnya seperti malam pertama tetapi jangan sampai puas. Untuk malam kedua, puaskan isteri dengan belaian batang zakar dibiji kelentitnya.<br /><br />Apabila air faraj isteri telah banyak keluar di pintu faraj. Kangkangkan kaki isteri dan berada diantaranya. Letakkan kepala zakar dipintu faraj dan basahkan batang zakar dengan air mani isteri (air faraj). Genggam batang zakar dan basahkan biji kelentit dengan air mani isteri yang melekat pada kepala zakar. Geselkan batang zakar kepada biji kelentit umpama gentelkan kelentit dengan jari yang basah.<br /><br />Lakukan geselan zakar kepada biji kelentit sehingga isteri puas. Ajak isteri untuk memegang batang zakar suami dan minta isteri untuk menggeselkan kepada kelentit mengikut rasa nikmat dan sedap isteri.<br /><br />Jangan bagi isteri terlalu puas dengan kelentit kerana untuk mengetuk pintu faraj isteri memerlukan isteri turut menikmati. Isteri yang terlalu puas akan rasa kegelian. Itu yang tidak dimahukan sewaktu mengetuk pintu faraj isteri.<br /><br />Selepas memberikan satu dua puas kepada isteri dengan belaian batang zakar di kelentit maka letakkan kepala zakar dibibir faraj. Minta bantuan isteri untuk meletakkannya. Tekan batang zakar suami perlahan-lahan hanya setakat kepala zakar sahaja yang masuk. Memang tidak puas bagi suami tapi demi hubungan seks yang indah dan untuk jangka masa panjang lakukan sebegini.<br /><br />Apabila batang zakar lelaki sudah pasti masuk setakat kepala, maka tarik keluar perlahan dan masukkan semula setakat kepala zakar, lakukan keluar masuk ini sambil menghisap dada, leher dan bercumbu. Lakukan keluar masuk kepala zakar sahaja ini sampai suami puas dan memancutkan air mani dalam pintu faraj isteri.<br /><br />Memang menyeksakan buat suami tetapi ini untuk nikmat seks yang berpanjangan esok harinya.<br /><br />Malam ketiga adalah malam pecah dara. Malam batang zakar isteri masuk penuh ke dalam faraj isteri. Lakukan seperti apa bagi malam pertama dan kedua. Untuk malam yang ketiga, selepas kepala zakar mengetuk pintu faraj isteri maka, dalam batang zakar perlu ditambah secara perlahan-lahan. Masukkan zakar setakat kepala dahulu, gerakkan keluar masuk dan kemudian tambah lagi menekan sehingga separuh. Setiap kali hendak menekan batang zakar lagi dalam ke dalam faraj isteri, beritahu isteri dan biarkan isteri bersedia. Pastikan isteri tidak kesakitan atau terlalu kesakitan.<br /><br />Lakukan perlahan sehinggalah batang zakar suami penuh masuk ke dalam faraj isteri dan pancutan pertama air mani dipintu rahim isteri dilepaskan apabila suami isteri puas klimak bersama.<br /><br />petikan:http://tamanwangi.perempuanmelayu.infoAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-67561956370555017852009-06-05T01:15:00.000-07:002009-06-05T01:59:41.539-07:00Teknik-Teknik Malam PertamaPecah Dara Malam Pertama<br /><br />Malam pertama untuk suami pecah dara isteri sememanglah waktu yang mendebarkan buat suami dan isteri. Pecah dara isteri adalah pengalaman seks yang akan dikenang sepanjang hayat maka lakukan dengan penuh kasih sayang.<br /><br />Pecah dara isteri tidak dapat dilakukan pada malam pertama. Ia pasti menyakitkan kepada isteri apabila suami kurang sabar. Suami perlu sabar. Jadikan hubungan seks suami isteri suatu yang indah kepada isteri dan juga suami untuk jangka masa panjang. Kesakitan boleh memberikan kesan kepada isteri dalam hubungan seks. Suami sudah menunggu lama sebelum bernikah, mengapa tidak lagi dua tiga hari lagi.<br /><br />Malam pertama adalah malam belaian. Malam suami isteri mengenali tubuh badan masing-masing. Malam untuk membuang rasa malu isteri terutamanya. Membuang rasa malu dalam hubungan seks adalah dengan menimbulkan rasa berahi kepada isteri dan suami. Foreplay boleh dilakukan dengan pelbagai cara. Sama ada dengan urutan asmara dan membelai buah dada isteri.<br /><br />Suami jangan fikirkan lagi untuk masukkan terus batang zakar dalam faraj isteri. Bagi isteri rasa berahi. Bagi isteri puas dengan belaian. Bagilah isteri cumbuan yang memuaskan. Jika suami memang tidak tahan, tidak salah untuk lepaskan dengan tangan isteri. Bagi isteri kenal air mani lelaki. Yang penting malam pertama adalah malam suami isteri mengenali organ seks, bahagian tubuh badan yang membuat rasa berahi dan cumbuan kasih sayang.<br /><br />Malam pertama juga adalah malam untuk membuat isteri mengenali erti kepuasan seks. Farajnya pasti basah maka basahkan jari dengan air faraj isteri dan gentel kelentit isteri perlahan-lahan sambil menghisap buah dadanya. Suami perlu puaskan isteri tanpa masukkan batang zakar dalam faraj isteri dengan memuaskan isteri dengan belaian biji kelentit. Sekiranya isteri puas dan mahu lagi, puaskan lagi dengan biji kelentitnya.<br /><br />Malam kedua adalah ulangan malam pertama dengan penambahan satu lagi aksi seks. Mengetuk pintu faraj. Mengetuk pintu faraj adalah satu cara untuk pintu faraj isteri membiasakan dengan batang zakar suami. Lakukan belaian seperti malam pertama. Belai dan gentel kelentitnya seperti malam pertama tetapi jangan sampai puas. Untuk malam kedua, puaskan isteri dengan belaian batang zakar dibiji kelentitnya.<br /><br />Apabila air faraj isteri telah banyak keluar di pintu faraj. Kangkangkan kaki isteri dan berada diantaranya. Letakkan kepala zakar dipintu faraj dan basahkan batang zakar dengan air mani isteri (air faraj). Genggam batang zakar dan basahkan biji kelentit dengan air mani isteri yang melekat pada kepala zakar. Geselkan batang zakar kepada biji kelentit umpama gentelkan kelentit dengan jari yang basah.<br /><br />Lakukan geselan zakar kepada biji kelentit sehingga isteri puas. Ajak isteri untuk memegang batang zakar suami dan minta isteri untuk menggeselkan kepada kelentit mengikut rasa nikmat dan sedap isteri.<br /><br />Jangan bagi isteri terlalu puas dengan kelentit kerana untuk mengetuk pintu faraj isteri memerlukan isteri turut menikmati. Isteri yang terlalu puas akan rasa kegelian. Itu yang tidak dimahukan sewaktu mengetuk pintu faraj isteri.<br /><br />Selepas memberikan satu dua puas kepada isteri dengan belaian batang zakar di kelentit maka letakkan kepala zakar dibibir faraj. Minta bantuan isteri untuk meletakkannya. Tekan batang zakar suami perlahan-lahan hanya setakat kepala zakar sahaja yang masuk. Memang tidak puas bagi suami tapi demi hubungan seks yang indah dan untuk jangka masa panjang lakukan sebegini.<br /><br />Apabila batang zakar lelaki sudah pasti masuk setakat kepala, maka tarik keluar perlahan dan masukkan semula setakat kepala zakar, lakukan keluar masuk ini sambil menghisap dada, leher dan bercumbu. Lakukan keluar masuk kepala zakar sahaja ini sampai suami puas dan memancutkan air mani dalam pintu faraj isteri.<br /><br />Memang menyeksakan buat suami tetapi ini untuk nikmat seks yang berpanjangan esok harinya.<br /><br />Malam ketiga adalah malam pecah dara. Malam batang zakar isteri masuk penuh ke dalam faraj isteri. Lakukan seperti apa bagi malam pertama dan kedua. Untuk malam yang ketiga, selepas kepala zakar mengetuk pintu faraj isteri maka, dalam batang zakar perlu ditambah secara perlahan-lahan. Masukkan zakar setakat kepala dahulu, gerakkan keluar masuk dan kemudian tambah lagi menekan sehingga separuh. Setiap kali hendak menekan batang zakar lagi dalam ke dalam faraj isteri, beritahu isteri dan biarkan isteri bersedia. Pastikan isteri tidak kesakitan atau terlalu kesakitan.<br /><br />Lakukan perlahan sehinggalah batang zakar suami penuh masuk ke dalam faraj isteri dan pancutan pertama air mani dipintu rahim isteri dilepaskan apabila suami isteri puas klimak bersama.<br /><br />petikan:http://tamanwangi.perempuanmelayu.infoAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-35342187621402359532009-06-05T01:13:00.003-07:002009-06-05T02:39:05.778-07:00Great Sex Life For SeniorsA good sex life for adults over 60 depends largely on health conditions and lifestyle. Younger folks generally have a hard time believing that their aging parents (or even grandparents!) might still be sexually active; the truth is only 5% of those considered over-the-hill feel that sex is only for the young ones. Having a sexual relationship is important, even if the couple is over 60. Romance, intimacy and sex go hand-in-hand—most couples have sex at least once, even three times a week. However, various health issues which commonly plague this age group may contribute to the loss of sexual drive.<br /><br />The baby boomers who survived the flower-power days started sexual freedom over 40 years ago. For a lot of seniors over 60, the sexual revolution is still alive and kickin’ although it is an undeniable fact that a lot is also experiencing problems in getting the va-va-vroom back in the boudoir. What are these common problems? Read on and learn how to keep your sexual torch burning. Sexual arousal does not ebb as the person grows older. Aging is a period in life that every person will eventually go through—it does not mean that a person suddenly becomes physically or sexually unappealing or become less interested in sex as part of the aging process.<br /><br />But, as a person ages, sex can be more challenging. Problems that can interfere with a senior’s sex life include: erectile dysfunction, bladder problems and disability, as well as asthma and heart problems. Arthritis, obesity, smoking, alcohol and a sedentary lifestyle also contribute to the decrease in one’s sexual drive. These conditions are easily treated with proper medication if addressed early. A common drug used by seniors is Viagra, the wonder pill for erectile dysfunction and impotence. A couple must be aware of each other’s physical conditions and problems, no matter how embarrassing it is (such as creaking bones and leaking bladder).<br /><br />After all, honesty is the best policy—and being honest with your partner is one way to avoid being embarrassed with whatever ailment you may have. Slowing of responses during aging is normal. Sexual arousal may be harder to achieve—this too, is not impossible to overcome. Be open to your partner about what turns you on and what’s difficult for you. This may also be the time for you to experiment new and different positions that best suit your needs and physical condition. Books dealing with sex in later life are easily found in bookstores; articles and tastefully written materials are readily found on the internet, with vast collections of ideas about helpful positions and sex toys that may help increase one’s desires.<br /><br />Couples therapy, as well as a trip to a sex therapist is also helpful for couples dealing with physical changes that are brought about by aging. Aging does not end sex. It should be a wondrous experience for people of any age and should only stop when a person decides to do so. Age does not dictate what is right or wrong; instead, it provides more opportunities to explore different ways to have a more enjoyable sex life. Just as with the young folks, a satisfying sex life is achieved by being open to one another, taking the time to talk and consider the needs of one’s partner, and being bold enough to experiment and have fun.Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-86386527882211237242009-06-05T01:13:00.002-07:002009-06-05T02:38:47.132-07:00Great Sex Life For SeniorsA good sex life for adults over 60 depends largely on health conditions and lifestyle. Younger folks generally have a hard time believing that their aging parents (or even grandparents!) might still be sexually active; the truth is only 5% of those considered over-the-hill feel that sex is only for the young ones. Having a sexual relationship is important, even if the couple is over 60. Romance, intimacy and sex go hand-in-hand—most couples have sex at least once, even three times a week. However, various health issues which commonly plague this age group may contribute to the loss of sexual drive.<br /><br />The baby boomers who survived the flower-power days started sexual freedom over 40 years ago. For a lot of seniors over 60, the sexual revolution is still alive and kickin’ although it is an undeniable fact that a lot is also experiencing problems in getting the va-va-vroom back in the boudoir. What are these common problems? Read on and learn how to keep your sexual torch burning. Sexual arousal does not ebb as the person grows older. Aging is a period in life that every person will eventually go through—it does not mean that a person suddenly becomes physically or sexually unappealing or become less interested in sex as part of the aging process.<br /><br />But, as a person ages, sex can be more challenging. Problems that can interfere with a senior’s sex life include: erectile dysfunction, bladder problems and disability, as well as asthma and heart problems. Arthritis, obesity, smoking, alcohol and a sedentary lifestyle also contribute to the decrease in one’s sexual drive. These conditions are easily treated with proper medication if addressed early. A common drug used by seniors is Viagra, the wonder pill for erectile dysfunction and impotence. A couple must be aware of each other’s physical conditions and problems, no matter how embarrassing it is (such as creaking bones and leaking bladder).<br /><br />After all, honesty is the best policy—and being honest with your partner is one way to avoid being embarrassed with whatever ailment you may have. Slowing of responses during aging is normal. Sexual arousal may be harder to achieve—this too, is not impossible to overcome. Be open to your partner about what turns you on and what’s difficult for you. This may also be the time for you to experiment new and different positions that best suit your needs and physical condition. Books dealing with sex in later life are easily found in bookstores; articles and tastefully written materials are readily found on the internet, with vast collections of ideas about helpful positions and sex toys that may help increase one’s desires.<br /><br />Couples therapy, as well as a trip to a sex therapist is also helpful for couples dealing with physical changes that are brought about by aging. Aging does not end sex. It should be a wondrous experience for people of any age and should only stop when a person decides to do so. Age does not dictate what is right or wrong; instead, it provides more opportunities to explore different ways to have a more enjoyable sex life. Just as with the young folks, a satisfying sex life is achieved by being open to one another, taking the time to talk and consider the needs of one’s partner, and being bold enough to experiment and have fun.Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-84345014581208024972009-06-05T01:13:00.000-07:002009-06-05T01:59:41.546-07:00Great Sex Life For SeniorsA good sex life for adults over 60 depends largely on health conditions and lifestyle. Younger folks generally have a hard time believing that their aging parents (or even grandparents!) might still be sexually active; the truth is only 5% of those considered over-the-hill feel that sex is only for the young ones. Having a sexual relationship is important, even if the couple is over 60. Romance, intimacy and sex go hand-in-hand—most couples have sex at least once, even three times a week. However, various health issues which commonly plague this age group may contribute to the loss of sexual drive.<br /><br />The baby boomers who survived the flower-power days started sexual freedom over 40 years ago. For a lot of seniors over 60, the sexual revolution is still alive and kickin’ although it is an undeniable fact that a lot is also experiencing problems in getting the va-va-vroom back in the boudoir. What are these common problems? Read on and learn how to keep your sexual torch burning. Sexual arousal does not ebb as the person grows older. Aging is a period in life that every person will eventually go through—it does not mean that a person suddenly becomes physically or sexually unappealing or become less interested in sex as part of the aging process.<br /><br />But, as a person ages, sex can be more challenging. Problems that can interfere with a senior’s sex life include: erectile dysfunction, bladder problems and disability, as well as asthma and heart problems. Arthritis, obesity, smoking, alcohol and a sedentary lifestyle also contribute to the decrease in one’s sexual drive. These conditions are easily treated with proper medication if addressed early. A common drug used by seniors is Viagra, the wonder pill for erectile dysfunction and impotence. A couple must be aware of each other’s physical conditions and problems, no matter how embarrassing it is (such as creaking bones and leaking bladder).<br /><br />After all, honesty is the best policy—and being honest with your partner is one way to avoid being embarrassed with whatever ailment you may have. Slowing of responses during aging is normal. Sexual arousal may be harder to achieve—this too, is not impossible to overcome. Be open to your partner about what turns you on and what’s difficult for you. This may also be the time for you to experiment new and different positions that best suit your needs and physical condition. Books dealing with sex in later life are easily found in bookstores; articles and tastefully written materials are readily found on the internet, with vast collections of ideas about helpful positions and sex toys that may help increase one’s desires.<br /><br />Couples therapy, as well as a trip to a sex therapist is also helpful for couples dealing with physical changes that are brought about by aging. Aging does not end sex. It should be a wondrous experience for people of any age and should only stop when a person decides to do so. Age does not dictate what is right or wrong; instead, it provides more opportunities to explore different ways to have a more enjoyable sex life. Just as with the young folks, a satisfying sex life is achieved by being open to one another, taking the time to talk and consider the needs of one’s partner, and being bold enough to experiment and have fun.Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-42999520538213306872009-06-05T01:11:00.003-07:002009-06-05T02:39:05.790-07:00Premature Ejaculation a Warm Up to Great SexSo what if some guys have trouble holding their load? There are millions of men each day that suffer from rapid or Premature Ejaculation (PE), and if your one of them its time to quit your crying and do something about it. The first step to a resolution is to admit you have a problem.<br /><br />After a wonderful evening with the woman of your dreams, it’s time to head back to your place. Afraid to “blow” your chances with this beauty, you grab a bottle of wine in an attempt to distract her. Maybe she won’t notice your little issue and hopefully she will give you a chance for a second date. Oh no! Your plan didn’t work; she’s ready for action. Before removing her panties, you have already climaxed and are too embarrassed to move. In a panic, you pretend you don’t want to go any further, hoping she didn’t notice. There’s no need to be humiliated, tell her your situation and let her know that she’s not being rejected.<br /><br />If you are sexually attracted to another, sexual arousal is natural and not something to be ashamed of. Inform your partner that you are prone to PE. Talk it over, just because you shot one load does not mean there is not another one waiting to take its place. Let your mate know that the thought of her gets you very aroused so you need to slow down and enjoy foreplay. It is a rare woman that wouldn’t like the oven preheated and wants that extra foreplay. With a bit of extra stimulation it doesn’t take long for most men to once again become aroused. Talking openly can bring you both, mentally and physically closer to each other. If this is someone you care about and want to have a relationship with, then they should understand your needs and work with you for after all you are a team.<br /><br />There are a few ways to help build stamina and learn ejaculatory control. It is said that a lot of men ejaculate prematurely due to their youth. Your masturbation during youth may have had to be quick in an attempt to avoid being caught by parents, siblings and the family dog. Since masturbation was rushed, it is quite possible that one would be conditioned to getting it off fast and has remained that way. Now is the time to break that habit and develop some new ones. First though it is helpful to understand the phases of sexual response as you get on the road to recovery.<br /><br />Masters and Johnson found that the physiological reaction to male and female sexual stimulus could best be described by dividing the cycles of sexual response into four separate phases – Excitement, Plateau, Orgasmic and Resolution. The male will almost always pass through all four of these phases. The Excitement Phase develops from any source of physical or mental stimulation and at this time the erection will begin and breathing start to become heavier. In the Plateau Phase the arousal is continued and the erection hard and firm as you feel highly aroused. For the male, the Orgasmic Phase is experienced at the time of ejaculation. During the Resolution Phase breathing returns to normal and the erection subsides.<br /><br />Your goal is to delay the Orgasmic Phase (ejaculation) and that can be done with a bit of practice. When masturbating, try to pace yourself. Every time you feel like you’re about to climax, stop and wait 30 seconds. It will be extremely annoying at first, but try to do this for as long as you can. Whenever you masturbate, try and outlast your previous time. Keep track of how often you’re able to stop yourself. This can work with a mate as well.<br /><br />You and your partner can practice different techniques to help condition you. Oral sex can be a good way to kick off the night. Since oral is not as intense as penetration, one can easily lie back and enjoy the show. This act will allow you to focus on holding back instead of thrusting. If the urge to ejaculate arrives make your mate aware. This should tell your mate to stop. If you feel the need to release, do so, but try not to force the orgasm. If you avoid a heavy orgasm your penis won’t become as soft and sensitive. In doing so, you should be able to keep going. This is when you take the time to pleasure your mate while keeping yourself aroused and ready to go. Foreplay is very important in a relationship and this is a great way to get the party started. When your mate’s oven is finished preheating, try having intercourse.<br /><br />During intercourse, try and pace yourself. Lay back and have your mate ride you for a bit. If you have the urge to climax, signal your mate to be still. This is a great way to tease each other while extending your fun. Often, a girl will get extremely wet just sitting on your penis anticipating the thrust. When she least expects it, open fire with an abundance of thrusts. This technique may cause you to climax, but it’s guaranteed to put a permanent smile on her face.<br /><br />Just remember you are not alone. Premature ejaculation is the most common sexual complaint among men. Through practice, slowing down and learning how to control your ejaculation your orgasms will become greater as will your mates and she will hardly be able to wait for that next lovemaking session.<br /><br />Author : Terrance Lile<br />Source : http://www.articlecity.comAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-11337120009249630452009-06-05T01:11:00.002-07:002009-06-05T02:38:47.149-07:00Premature Ejaculation a Warm Up to Great SexSo what if some guys have trouble holding their load? There are millions of men each day that suffer from rapid or Premature Ejaculation (PE), and if your one of them its time to quit your crying and do something about it. The first step to a resolution is to admit you have a problem.<br /><br />After a wonderful evening with the woman of your dreams, it’s time to head back to your place. Afraid to “blow” your chances with this beauty, you grab a bottle of wine in an attempt to distract her. Maybe she won’t notice your little issue and hopefully she will give you a chance for a second date. Oh no! Your plan didn’t work; she’s ready for action. Before removing her panties, you have already climaxed and are too embarrassed to move. In a panic, you pretend you don’t want to go any further, hoping she didn’t notice. There’s no need to be humiliated, tell her your situation and let her know that she’s not being rejected.<br /><br />If you are sexually attracted to another, sexual arousal is natural and not something to be ashamed of. Inform your partner that you are prone to PE. Talk it over, just because you shot one load does not mean there is not another one waiting to take its place. Let your mate know that the thought of her gets you very aroused so you need to slow down and enjoy foreplay. It is a rare woman that wouldn’t like the oven preheated and wants that extra foreplay. With a bit of extra stimulation it doesn’t take long for most men to once again become aroused. Talking openly can bring you both, mentally and physically closer to each other. If this is someone you care about and want to have a relationship with, then they should understand your needs and work with you for after all you are a team.<br /><br />There are a few ways to help build stamina and learn ejaculatory control. It is said that a lot of men ejaculate prematurely due to their youth. Your masturbation during youth may have had to be quick in an attempt to avoid being caught by parents, siblings and the family dog. Since masturbation was rushed, it is quite possible that one would be conditioned to getting it off fast and has remained that way. Now is the time to break that habit and develop some new ones. First though it is helpful to understand the phases of sexual response as you get on the road to recovery.<br /><br />Masters and Johnson found that the physiological reaction to male and female sexual stimulus could best be described by dividing the cycles of sexual response into four separate phases – Excitement, Plateau, Orgasmic and Resolution. The male will almost always pass through all four of these phases. The Excitement Phase develops from any source of physical or mental stimulation and at this time the erection will begin and breathing start to become heavier. In the Plateau Phase the arousal is continued and the erection hard and firm as you feel highly aroused. For the male, the Orgasmic Phase is experienced at the time of ejaculation. During the Resolution Phase breathing returns to normal and the erection subsides.<br /><br />Your goal is to delay the Orgasmic Phase (ejaculation) and that can be done with a bit of practice. When masturbating, try to pace yourself. Every time you feel like you’re about to climax, stop and wait 30 seconds. It will be extremely annoying at first, but try to do this for as long as you can. Whenever you masturbate, try and outlast your previous time. Keep track of how often you’re able to stop yourself. This can work with a mate as well.<br /><br />You and your partner can practice different techniques to help condition you. Oral sex can be a good way to kick off the night. Since oral is not as intense as penetration, one can easily lie back and enjoy the show. This act will allow you to focus on holding back instead of thrusting. If the urge to ejaculate arrives make your mate aware. This should tell your mate to stop. If you feel the need to release, do so, but try not to force the orgasm. If you avoid a heavy orgasm your penis won’t become as soft and sensitive. In doing so, you should be able to keep going. This is when you take the time to pleasure your mate while keeping yourself aroused and ready to go. Foreplay is very important in a relationship and this is a great way to get the party started. When your mate’s oven is finished preheating, try having intercourse.<br /><br />During intercourse, try and pace yourself. Lay back and have your mate ride you for a bit. If you have the urge to climax, signal your mate to be still. This is a great way to tease each other while extending your fun. Often, a girl will get extremely wet just sitting on your penis anticipating the thrust. When she least expects it, open fire with an abundance of thrusts. This technique may cause you to climax, but it’s guaranteed to put a permanent smile on her face.<br /><br />Just remember you are not alone. Premature ejaculation is the most common sexual complaint among men. Through practice, slowing down and learning how to control your ejaculation your orgasms will become greater as will your mates and she will hardly be able to wait for that next lovemaking session.<br /><br />Author : Terrance Lile<br />Source : http://www.articlecity.comAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-37016793943896531062009-06-05T01:11:00.000-07:002009-06-05T01:59:41.552-07:00Premature Ejaculation a Warm Up to Great SexSo what if some guys have trouble holding their load? There are millions of men each day that suffer from rapid or Premature Ejaculation (PE), and if your one of them its time to quit your crying and do something about it. The first step to a resolution is to admit you have a problem.<br /><br />After a wonderful evening with the woman of your dreams, it’s time to head back to your place. Afraid to “blow” your chances with this beauty, you grab a bottle of wine in an attempt to distract her. Maybe she won’t notice your little issue and hopefully she will give you a chance for a second date. Oh no! Your plan didn’t work; she’s ready for action. Before removing her panties, you have already climaxed and are too embarrassed to move. In a panic, you pretend you don’t want to go any further, hoping she didn’t notice. There’s no need to be humiliated, tell her your situation and let her know that she’s not being rejected.<br /><br />If you are sexually attracted to another, sexual arousal is natural and not something to be ashamed of. Inform your partner that you are prone to PE. Talk it over, just because you shot one load does not mean there is not another one waiting to take its place. Let your mate know that the thought of her gets you very aroused so you need to slow down and enjoy foreplay. It is a rare woman that wouldn’t like the oven preheated and wants that extra foreplay. With a bit of extra stimulation it doesn’t take long for most men to once again become aroused. Talking openly can bring you both, mentally and physically closer to each other. If this is someone you care about and want to have a relationship with, then they should understand your needs and work with you for after all you are a team.<br /><br />There are a few ways to help build stamina and learn ejaculatory control. It is said that a lot of men ejaculate prematurely due to their youth. Your masturbation during youth may have had to be quick in an attempt to avoid being caught by parents, siblings and the family dog. Since masturbation was rushed, it is quite possible that one would be conditioned to getting it off fast and has remained that way. Now is the time to break that habit and develop some new ones. First though it is helpful to understand the phases of sexual response as you get on the road to recovery.<br /><br />Masters and Johnson found that the physiological reaction to male and female sexual stimulus could best be described by dividing the cycles of sexual response into four separate phases – Excitement, Plateau, Orgasmic and Resolution. The male will almost always pass through all four of these phases. The Excitement Phase develops from any source of physical or mental stimulation and at this time the erection will begin and breathing start to become heavier. In the Plateau Phase the arousal is continued and the erection hard and firm as you feel highly aroused. For the male, the Orgasmic Phase is experienced at the time of ejaculation. During the Resolution Phase breathing returns to normal and the erection subsides.<br /><br />Your goal is to delay the Orgasmic Phase (ejaculation) and that can be done with a bit of practice. When masturbating, try to pace yourself. Every time you feel like you’re about to climax, stop and wait 30 seconds. It will be extremely annoying at first, but try to do this for as long as you can. Whenever you masturbate, try and outlast your previous time. Keep track of how often you’re able to stop yourself. This can work with a mate as well.<br /><br />You and your partner can practice different techniques to help condition you. Oral sex can be a good way to kick off the night. Since oral is not as intense as penetration, one can easily lie back and enjoy the show. This act will allow you to focus on holding back instead of thrusting. If the urge to ejaculate arrives make your mate aware. This should tell your mate to stop. If you feel the need to release, do so, but try not to force the orgasm. If you avoid a heavy orgasm your penis won’t become as soft and sensitive. In doing so, you should be able to keep going. This is when you take the time to pleasure your mate while keeping yourself aroused and ready to go. Foreplay is very important in a relationship and this is a great way to get the party started. When your mate’s oven is finished preheating, try having intercourse.<br /><br />During intercourse, try and pace yourself. Lay back and have your mate ride you for a bit. If you have the urge to climax, signal your mate to be still. This is a great way to tease each other while extending your fun. Often, a girl will get extremely wet just sitting on your penis anticipating the thrust. When she least expects it, open fire with an abundance of thrusts. This technique may cause you to climax, but it’s guaranteed to put a permanent smile on her face.<br /><br />Just remember you are not alone. Premature ejaculation is the most common sexual complaint among men. Through practice, slowing down and learning how to control your ejaculation your orgasms will become greater as will your mates and she will hardly be able to wait for that next lovemaking session.<br /><br />Author : Terrance Lile<br />Source : http://www.articlecity.comAnonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-31664239038850729862009-06-04T09:59:00.003-07:002009-06-05T02:39:05.804-07:00Adakah anda dan pasangan anda sudah jemu dengan posisi-posisi seks yang sama setiap kali berasmara?Memperkenalkan 102 Posisi Seks unik yang di ambil dari 4 Kitab Amalan Seksual Kuno dan dibukukan dalam satu Pakej Berkualiti Tinggi !!!<br /><br /><h4>Anda tidak tahu apa itu Kamasutra, Ananga Ranga, Taman Harum dan Tao?</h4> <p>Kamasutra, Ananga Ranga, Taman Harum dan Tao, adalah Kitab Manual Seks yang ditulis pada zaman kuno, berkurun-kurun lamanya sebelum generasi kita mencelikkan mata di dunia ini.</p> <p>Kamasutra dan Ananga Ranga adalah Kitab dari India, Taman Harum pula di tulis oleh seorang cendiakawan Arab yang tersohor, dan pengamal amalan seksual Taoist telah membukukan ajaran mereka ke dalam Kitab Tao.</p> <p class="underline">Jadi Ebook Kamasutra Bergambar versi Bahasa Melayu ini mengandungi EMPAT kitab kuno berasingan yang dicantumkan menjadi satu!</p> <h4>Antara posisi-posisi hubungan seks yang terdapat dalam ebook ini ialah: </h4> <div id="ebook_content"> <h5>Posisi Lotus</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/lotus.jpg" align="left" />Si Wanita menyilangkan kakinya dan membawa kakinya hampir kepada perut, Si lelaki kemudiannya memasukkan zakar... </p> </div> <div id="ebook_content"> <h5>Posisi Pemecah Dara</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pemecah_dara.jpg" width="50" align="left" height="41" />Dalam posisi ini faraj si wanita berada dalam keadaan yang rapat dan ketat. Si lelaki harus cermat dan...</p> </div> <div id="ebook_content"> <h5>Posisi Belahan Indra </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/belahan_indra.jpg" width="50" align="left" height="41" />Si wanita berbaring dengan kedua-dua belah kaki ...wanita digalakkan mengusap buah dada dalam posisi ini untuk...</p> </div> <div id="ebook_content"> <h5>Posisi Roda Karma </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/roda_karma.jpg" width="50" align="left" height="41" />Si lelaki harus kuat memegang badan si wanita dalam posisi ini.... menggerakkan badannya dalam pusingan seperti roda...</p> </div> <div id="ebook_content"> <h5>Posisi Pelangi </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pelangi.jpg" width="50" align="left" height="41" /> Ini adalah posisi yang unik dan dapat memberikan kenikmatan yang lain daripada yang lain jika dicuba oleh pasangan....</p> </div> <div id="ebook_content"> <h5>Posisi Ikatan Jed</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/ikatan_jed.jpg" width="50" align="left" height="41" /> Diilhamkan dari seni menyambung jed yang penuh dengan ketekunan dan kesenian, si wanita...Si lelaki memasuki wanita dan mengangkat... </p> </div><!--close ebook_content--> <p>Dan banyak lagi Posisi-Posisi Hubungan Seks yang berjumlah <span class="underline">102 POSISI kesemuanya..!</span> (Selepas ni confirm anda tak akan jemu dengan posisi yang sama setiap kali bersama pasangan anda) </p> <p class="underline">Bayangkan apa yang boleh anda lakukan dengan 102 posisi seks yang unik dan tidak pernah anda ketahui wujud sebelum ini! </p> <h4>Mungkin anda perlu membeli katil yang lebih besar selepas membaca ebook ini ;-)</h4>Klik Banner Dibawah untuk maklumat lanjut....<br /><br /><a href="http://www.kamasutrabergambar.com/index.php?ref=tweety009"><img src="http://i710.photobucket.com/albums/ww103/kamasutrabergambar/kamasutra_300x250_2.jpg" /></a>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-54190039333270565532009-06-04T09:59:00.002-07:002009-06-05T02:38:47.167-07:00Adakah anda dan pasangan anda sudah jemu dengan posisi-posisi seks yang sama setiap kali berasmara?Memperkenalkan 102 Posisi Seks unik yang di ambil dari 4 Kitab Amalan Seksual Kuno dan dibukukan dalam satu Pakej Berkualiti Tinggi !!!<br /><br /><h4>Anda tidak tahu apa itu Kamasutra, Ananga Ranga, Taman Harum dan Tao?</h4> <p>Kamasutra, Ananga Ranga, Taman Harum dan Tao, adalah Kitab Manual Seks yang ditulis pada zaman kuno, berkurun-kurun lamanya sebelum generasi kita mencelikkan mata di dunia ini.</p> <p>Kamasutra dan Ananga Ranga adalah Kitab dari India, Taman Harum pula di tulis oleh seorang cendiakawan Arab yang tersohor, dan pengamal amalan seksual Taoist telah membukukan ajaran mereka ke dalam Kitab Tao.</p> <p class="underline">Jadi Ebook Kamasutra Bergambar versi Bahasa Melayu ini mengandungi EMPAT kitab kuno berasingan yang dicantumkan menjadi satu!</p> <h4>Antara posisi-posisi hubungan seks yang terdapat dalam ebook ini ialah: </h4> <div id="ebook_content"> <h5>Posisi Lotus</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/lotus.jpg" align="left" />Si Wanita menyilangkan kakinya dan membawa kakinya hampir kepada perut, Si lelaki kemudiannya memasukkan zakar... </p> </div> <div id="ebook_content"> <h5>Posisi Pemecah Dara</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pemecah_dara.jpg" width="50" align="left" height="41" />Dalam posisi ini faraj si wanita berada dalam keadaan yang rapat dan ketat. Si lelaki harus cermat dan...</p> </div> <div id="ebook_content"> <h5>Posisi Belahan Indra </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/belahan_indra.jpg" width="50" align="left" height="41" />Si wanita berbaring dengan kedua-dua belah kaki ...wanita digalakkan mengusap buah dada dalam posisi ini untuk...</p> </div> <div id="ebook_content"> <h5>Posisi Roda Karma </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/roda_karma.jpg" width="50" align="left" height="41" />Si lelaki harus kuat memegang badan si wanita dalam posisi ini.... menggerakkan badannya dalam pusingan seperti roda...</p> </div> <div id="ebook_content"> <h5>Posisi Pelangi </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pelangi.jpg" width="50" align="left" height="41" /> Ini adalah posisi yang unik dan dapat memberikan kenikmatan yang lain daripada yang lain jika dicuba oleh pasangan....</p> </div> <div id="ebook_content"> <h5>Posisi Ikatan Jed</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/ikatan_jed.jpg" width="50" align="left" height="41" /> Diilhamkan dari seni menyambung jed yang penuh dengan ketekunan dan kesenian, si wanita...Si lelaki memasuki wanita dan mengangkat... </p> </div><!--close ebook_content--> <p>Dan banyak lagi Posisi-Posisi Hubungan Seks yang berjumlah <span class="underline">102 POSISI kesemuanya..!</span> (Selepas ni confirm anda tak akan jemu dengan posisi yang sama setiap kali bersama pasangan anda) </p> <p class="underline">Bayangkan apa yang boleh anda lakukan dengan 102 posisi seks yang unik dan tidak pernah anda ketahui wujud sebelum ini! </p> <h4>Mungkin anda perlu membeli katil yang lebih besar selepas membaca ebook ini ;-)</h4>Klik Banner Dibawah untuk maklumat lanjut....<br /><br /><a href="http://www.kamasutrabergambar.com/index.php?ref=tweety009"><img src="http://i710.photobucket.com/albums/ww103/kamasutrabergambar/kamasutra_300x250_2.jpg" /></a>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-66888571089347998962009-06-04T09:59:00.001-07:002009-06-05T02:00:08.920-07:00Adakah anda dan pasangan anda sudah jemu dengan posisi-posisi seks yang sama setiap kali berasmara?Memperkenalkan 102 Posisi Seks unik yang di ambil dari 4 Kitab Amalan Seksual Kuno dan dibukukan dalam satu Pakej Berkualiti Tinggi !!!<br /><br /><h4>Anda tidak tahu apa itu Kamasutra, Ananga Ranga, Taman Harum dan Tao?</h4> <p>Kamasutra, Ananga Ranga, Taman Harum dan Tao, adalah Kitab Manual Seks yang ditulis pada zaman kuno, berkurun-kurun lamanya sebelum generasi kita mencelikkan mata di dunia ini.</p> <p>Kamasutra dan Ananga Ranga adalah Kitab dari India, Taman Harum pula di tulis oleh seorang cendiakawan Arab yang tersohor, dan pengamal amalan seksual Taoist telah membukukan ajaran mereka ke dalam Kitab Tao.</p> <p class="underline">Jadi Ebook Kamasutra Bergambar versi Bahasa Melayu ini mengandungi EMPAT kitab kuno berasingan yang dicantumkan menjadi satu!</p> <h4>Antara posisi-posisi hubungan seks yang terdapat dalam ebook ini ialah: </h4> <div id="ebook_content"> <h5>Posisi Lotus</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/lotus.jpg" align="left" />Si Wanita menyilangkan kakinya dan membawa kakinya hampir kepada perut, Si lelaki kemudiannya memasukkan zakar... </p> </div> <div id="ebook_content"> <h5>Posisi Pemecah Dara</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pemecah_dara.jpg" width="50" align="left" height="41" />Dalam posisi ini faraj si wanita berada dalam keadaan yang rapat dan ketat. Si lelaki harus cermat dan...</p> </div> <div id="ebook_content"> <h5>Posisi Belahan Indra </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/belahan_indra.jpg" width="50" align="left" height="41" />Si wanita berbaring dengan kedua-dua belah kaki ...wanita digalakkan mengusap buah dada dalam posisi ini untuk...</p> </div> <div id="ebook_content"> <h5>Posisi Roda Karma </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/roda_karma.jpg" width="50" align="left" height="41" />Si lelaki harus kuat memegang badan si wanita dalam posisi ini.... menggerakkan badannya dalam pusingan seperti roda...</p> </div> <div id="ebook_content"> <h5>Posisi Pelangi </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pelangi.jpg" width="50" align="left" height="41" /> Ini adalah posisi yang unik dan dapat memberikan kenikmatan yang lain daripada yang lain jika dicuba oleh pasangan....</p> </div> <div id="ebook_content"> <h5>Posisi Ikatan Jed</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/ikatan_jed.jpg" width="50" align="left" height="41" /> Diilhamkan dari seni menyambung jed yang penuh dengan ketekunan dan kesenian, si wanita...Si lelaki memasuki wanita dan mengangkat... </p> </div><!--close ebook_content--> <p>Dan banyak lagi Posisi-Posisi Hubungan Seks yang berjumlah <span class="underline">102 POSISI kesemuanya..!</span> (Selepas ni confirm anda tak akan jemu dengan posisi yang sama setiap kali bersama pasangan anda) </p> <p class="underline">Bayangkan apa yang boleh anda lakukan dengan 102 posisi seks yang unik dan tidak pernah anda ketahui wujud sebelum ini! </p> <h4>Mungkin anda perlu membeli katil yang lebih besar selepas membaca ebook ini ;-)</h4>Klik Banner Dibawah untuk maklumat lanjut....<br /><br /><a href="http://www.kamasutrabergambar.com/index.php?ref=tweety009"><img src="http://i710.photobucket.com/albums/ww103/kamasutrabergambar/kamasutra_300x250_2.jpg" /></a>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-74258962282701188052009-06-02T03:59:00.000-07:002009-06-02T04:01:34.505-07:00Pelbagai posisi seks asmara<p>Ebook terbaru ini mengandungi <span class="underline">161 mukasurat dengan posisi seks bergambar</span> bersama tips-tips dan panduan untuk kebahagiaan Hubungan Seksual!</p> <h4>Isi Kandungan Utama Ebook Kamasutra Bergambar versi Bahasa Melayu ini</h4> <div id="ebook_content"> <h5>Kamasutra (Seni Berasmara)</h5> <img src="http://www.kamasutrabergambar.com/images/kamasutra_intro.jpg" width="580" height="200" /> <p>Kamasutra adalah sebuah kitab kuno dari India yang ditulis oleh Vatsayana berdasarkan kajian beliau ke atas gerak laku seksual manusia. Kamasutra dikatakan adalah manual seks yang paling tua di dunia...</p> </div> <div id="ebook_content"> <h5>Ananga Ranga (Peringkat Percintaan)</h5> <img src="http://www.kamasutrabergambar.com/images/ananga_intro.jpg" width="580" height="200" /> <p>Ananga Ranga adalah sebuah manual hubungan seks yang ditulis oleh Kalyana Malla pada kurun ke 15. Ramai mengatakan tujuan utama Ananga Ranga ditulis adalah untuk mengelakkan perpisahan antara suami isteri....</p> </div> <div id="ebook_content"> <h5> Taman Harum (The Perfumed Garden)</h5> <img src="http://www.kamasutrabergambar.com/images/perfumed_intro.jpg" width="580" height="200" /> <p>"The Perfumed Garden" adalah sebuah manual hubungan seks yang ditulis oleh Muhammad al-Nafzawi sekitar tahun 1410 sehingga 1434. Nama asal manual yang ditulis oleh al-Nafzawi ini ialah "The Perfumed Garden of Sensual Delight" atau dalam bahasa arabnya, "Al-rawd al-'âtir fî nuzhati'l khâtir"....</p> </div> <div id="ebook_content"> <h5>Tao (Cantuman Asmara)</h5> <img src="http://www.kamasutrabergambar.com/images/tao_intro.jpg" width="580" height="200" /> <p>Manual Seks Taoist dicipta dengan tujuan utama untuk mengekalkan kesihatan pengamal ajaran Taoist. Pengikut-pengikut ajaran Taoist percaya dengan mengamalkan seni-seni ajaran Taoist ketika melakukan hubungan seksual, mereka akan dapat mengekalkan kesihatan luaran dan dalaman, dan jika ditambah dengan senaman-senaman lain, mereka akan dapat melambatkan proses penuaan...</p> </div><!--close ebook_content--> <blockquote> <p> Tanda-tanda kepuasan bagi seorang wanita adalah ketenangan pada reaksi tubuhnya, dan kerelaan sepenuhnya untuk menyatukan "yoni" (faraj) dengan "lingam" (zakar) pasangannya...</p><br />Vatsayana (Pengarang Kamasutra)</blockquote> <h4>Anda tidak tahu apa itu Kamasutra, Ananga Ranga, Taman Harum dan Tao?</h4> <p>Kamasutra, Ananga Ranga, Taman Harum dan Tao, adalah Kitab Manual Seks yang ditulis pada zaman kuno, berkurun-kurun lamanya sebelum generasi kita mencelikkan mata di dunia ini.</p> <p>Kamasutra dan Ananga Ranga adalah Kitab dari India, Taman Harum pula di tulis oleh seorang cendiakawan Arab yang tersohor, dan pengamal amalan seksual Taoist telah membukukan ajaran mereka ke dalam Kitab Tao.</p> <p class="underline">Jadi Ebook Kamasutra Bergambar versi Bahasa Melayu ini mengandungi EMPAT kitab kuno berasingan yang dicantumkan menjadi satu!</p> <h4>Antara posisi-posisi hubungan seks yang terdapat dalam ebook ini ialah: </h4> <div id="ebook_content"> <h5>Posisi Lotus</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/lotus.jpg" align="left" />Si Wanita menyilangkan kakinya dan membawa kakinya hampir kepada perut, Si lelaki kemudiannya memasukkan zakar... </p> </div> <div id="ebook_content"> <h5>Posisi Pemecah Dara</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pemecah_dara.jpg" width="50" align="left" height="41" />Dalam posisi ini faraj si wanita berada dalam keadaan yang rapat dan ketat. Si lelaki harus cermat dan...</p> </div> <div id="ebook_content"> <h5>Posisi Belahan Indra </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/belahan_indra.jpg" width="50" align="left" height="41" />Si wanita berbaring dengan kedua-dua belah kaki ...wanita digalakkan mengusap buah dada dalam posisi ini untuk...</p> </div> <div id="ebook_content"> <h5>Posisi Roda Karma </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/roda_karma.jpg" width="50" align="left" height="41" />Si lelaki harus kuat memegang badan si wanita dalam posisi ini.... menggerakkan badannya dalam pusingan seperti roda...</p> </div> <div id="ebook_content"> <h5>Posisi Pelangi </h5> <p><img src="http://www.kamasutrabergambar.com/images/position/pelangi.jpg" width="50" align="left" height="41" /> Ini adalah posisi yang unik dan dapat memberikan kenikmatan yang lain daripada yang lain jika dicuba oleh pasangan....</p> </div> <div id="ebook_content"> <h5>Posisi Ikatan Jed</h5> <p><img src="http://www.kamasutrabergambar.com/images/position/ikatan_jed.jpg" width="50" align="left" height="41" /> Diilhamkan dari seni menyambung jed yang penuh dengan ketekunan dan kesenian, si wanita...Si lelaki memasuki wanita dan mengangkat... </p> </div><!--close ebook_content--> <p>Dan banyak lagi Posisi-Posisi Hubungan Seks yang berjumlah <span class="underline">102 POSISI kesemuanya..!</span> (Selepas ni confirm anda tak akan jemu dengan posisi yang sama setiap kali bersama pasangan anda) </p> <p class="underline">Bayangkan apa yang boleh anda lakukan dengan 102 posisi seks yang unik dan tidak pernah anda ketahui wujud sebelum ini! </p> <h4>Mungkin anda perlu membeli katil yang lebih besar selepas membaca ebook ini ;-)</h4> <p>Selain memaparkan 102 POSISI SEKS BERGAMBAR, ebook Kamasutra Bergambar versi Bahasa Melayu ini turut memberikan<span class="underline"> tips dan panduan</span> seperti:</p> <div id="ebook_content2"> <h5>Zon Hotspot</h5> <p>Ketahui dimanakah bahagian-bahagian yang paling sensitif bagi lelaki dan wanita, dan bagaimana untuk meransang sepenuhnya bahagian-bahagian ini</p> <p class="bq">...Apabila bahagian-bahagian sensitif pada badan diusap... Untuk Lelaki: Ketika pasangan anda mengusap zakar anda, usaplah...Untuk Wanita: Ketika pasangan anda membelai badan anda... </p> </div> <div id="ebook_content2"> <h5>Urutan & Ciuman</h5> <p>Ketahui teknik-teknik urutan yang akan membangkitkan nafsu pasangan anda, dan bagaimana untuk menjadi seorang pakar dalam ciuman</p> <p class="bq">...Salah satu teknik ciuman Kamasutra, Vatsayana mempraktikkan teknik ciuman dengan memegang lembut bahagian...</p> </div> <div id="ebook_content2"> <h5>Mandi Kucing</h5> <p>Ini bukan teknik untuk memandikan kucing, tetapi teknik memandikan pasangan anda menggunakan lidah. Jangan terkejut bila melihat pasangan anda mengeliat kesedapan bila anda menggunakan teknik ni</p> <p class="bq">...Biarkan air liur anda bercampur dengan peluh pasangan anda apabila anda bergilir-gilir menjilat dan menghembus tubuh badan...</p> </div> <div id="ebook_content2"> <h5>Penetrasi Lidah</h5> <p>Mat saleh panggil "oral sex", tetapi teknik ni dah lama wujud. Ketahui teknik asal yang belum pernah anda ketahui wujud</p> <p class="bq">...Untuk Wanita: Pegang zakar pasangan anda dengan lembut dan cium zakar pasangan anda. Cium perlahan-lahan...</p> </div> <div id="ebook_content2"> <h5>Teknik Tusukan</h5> <p>Jangan ingat asal boleh masuk dah ok. Terdapat banyak lagi teknik tusukan yang boleh anda aplikasikan kepada isteri anda. Ketahui "the best of the best" dalam panduan ini</p> <p class="bq">Vatsyayana telah memberikan beberapa teknik tusukan zakar untuk membolehkan zakar bertindak untuk memberikan kepuasan maksima kepada pasangannya.Berikut ialah beberapa teknik tusukan yang disyorkan dalam ajaran Kamasutra...</p> </div> <div id="ebook_content2"> <h5>Urutan Dalaman</h5> <p>Untuk perempuan pun ada. Ketahui bagaimana untuk mengurut zakar pasangan anda dengan hanya menggunakan otot-otot faraj anda. Rugi kalau tak tahu teknik ni.</p> <p class="bq">Vatsayana menggalakkan si wanita memicit dan mengurut zakar si lelaki dengan menggunakan otot-otot di dalam faraj. Untuk melakukan urutan ini...</p> </div><!-- close ebook_content2--> <p>Dan banyak lagi TIPS, TEKNIK dan PANDUAN yang terdapat dalam ebook ini, sesuai untuk lelaki dan juga wanita. </p> <h4>TIPS, TEKNIK dan PANDUAN yang saya masukkan dalam ebook ini adalah pilihan terbaik yang dipilih dari Kitab Kuno Kamasutra, Ananga Ranga, Taman Harum dan Tao.</h4> <blockquote> <p> Dari memberhentikan usapan dan gentelan pada klitoris selepas si dia mencapai ejakulasi, teruskan usapan tersebut dan lihat apa yang bakal terjadi...</p><br />Kalyana Malla (Pengarang Ananga Ranga)</blockquote> <p class="underline">161 Mukasurat, Panduan dan Tips dari Kitab-kitab kuno yang telah terbukti keberkesanannya, 102 Posisi Bergambar dengan penerangan dan panduan dalam Bahasa Melayu..</p> <h3><span class="highlight">Saya Berminat! Bagaimana saya nak dapatkan Ebook ni? </span></h3> <p>Anda boleh mendapatkan Ebook Kamasutra Bergambar versi Bahasa Melayu ini melalui pautan di bawah, tetapi tunggu...</p> <p>Sempena pelancaran Ebook pertama saya, saya dengan berbesar hati ingin memberikan lagi ilmu-ilmu berkaitan hubungan seksual kepada anda dengan <span class="underline">kos yang tidak masuk akal!</span></p><p><span class="underline"><br /></span></p><div style="text-align: center;"><a href="http://www.kamasutrabergambar.com/index.php?ref=tweety009"><img src="http://i710.photobucket.com/albums/ww103/kamasutrabergambar/kamasutra_300x250_2.jpg" /></a></div>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-2643662027811195952009-06-02T03:56:00.000-07:002009-06-02T03:57:22.484-07:00Mortgage<p>A <b>mortgage</b> is the transfer of an interest in property (or the equivalent in law - a charge) to a <a href="http://en.wikipedia.org/wiki/Lender" title="Lender" class="mw-redirect">lender</a> as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a <a href="http://en.wikipedia.org/wiki/Security_%28finance%29" title="Security (finance)">security</a> for the loan that the lender makes to the <a href="http://en.wikipedia.org/wiki/Borrower" title="Borrower">borrower</a>.</p> <p>This comes from the <a href="http://en.wikipedia.org/wiki/Old_French" title="Old French">Old French</a> "dead pledge," apparently meaning that the pledge ends (dies) either when the obligation is fulfilled or the property is taken through <a href="http://en.wikipedia.org/wiki/Foreclosure" title="Foreclosure">foreclosure</a>.<sup id="cite_ref-0" class="reference"><a href="http://en.wikipedia.org/wiki/Mortgage#cite_note-0" title=""><span>[</span>1<span>]</span></a></sup></p> <p>In most jurisdictions mortgages are strongly associated with loans secured on <a href="http://en.wikipedia.org/wiki/Real_estate" title="Real estate">real estate</a> rather than on other property (such as ships) and in some jurisdictions only land may be mortgaged. A mortgage is the standard method by which individuals and businesses can purchase real estate without the need to pay the full value immediately from their own resources. See <a href="http://en.wikipedia.org/wiki/Mortgage_loan" title="Mortgage loan">mortgage loan</a> for residential mortgage lending, and <a href="http://en.wikipedia.org/wiki/Commercial_mortgage" title="Commercial mortgage">commercial mortgage</a> for lending against commercial property.</p> <p>The cost to the borrower is measured by the <a href="http://en.wikipedia.org/wiki/Annual_percentage_rate" title="Annual percentage rate">annual percentage rate</a> (APR), which is an effective annual rate of interest and fees paid by the borrower.</p> <p>In many countries, though not all (Iran) or (<a href="http://en.wikipedia.org/wiki/Bali" title="Bali">Bali</a>, Indonesia is one exception<sup id="cite_ref-1" class="reference"><a href="http://en.wikipedia.org/wiki/Mortgage#cite_note-1" title=""><span>[</span>2<span>]</span></a></sup>), it is normal for home purchases to be funded by a mortgage. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for <a href="http://en.wikipedia.org/wiki/Home_ownership" title="Home ownership" class="mw-redirect">home ownership</a> is highest, strong domestic markets have developed, notably in <a href="http://en.wikipedia.org/wiki/Ireland" title="Ireland">Ireland</a>, <a href="http://en.wikipedia.org/wiki/Spain" title="Spain">Spain</a>, the <a href="http://en.wikipedia.org/wiki/United_Kingdom" title="United Kingdom">United Kingdom</a>, <a href="http://en.wikipedia.org/wiki/Australia" title="Australia">Australia</a> and the <a href="http://en.wikipedia.org/wiki/United_States" title="United States">United States</a>.</p>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-14259361343434069682009-06-02T03:54:00.000-07:002009-06-02T03:55:19.459-07:00The loan process<h3><span class="mw-headline">Retail lending</span></h3> <p>Borrowers visit a payday lending store and secure a small cash loan, with payment due in full at the borrower's next paycheck (usually a two week term). In the United States, finance charges on payday loans are typically in the range of 15 to 30 percent of the amount for the two-week period, which translates to rates ranging from 390 percent to 780 percent when expressed as an annual percentage rate (<a href="http://en.wikipedia.org/wiki/Annual_percentage_rate" title="Annual percentage rate">APR</a>)<sup id="cite_ref-CNN396_0-0" class="reference"><a href="http://en.wikipedia.org/wiki/Payday_loan#cite_note-CNN396-0" title=""><span>[</span>1<span>]</span></a></sup> The borrower writes a <a href="http://en.wikipedia.org/wiki/Postdated" title="Postdated">postdated check</a> to the lender in the full amount of the loan plus fees. On the <a href="http://en.wikipedia.org/wiki/Maturity_date" title="Maturity date" class="mw-redirect">maturity date</a>, the borrower is expected to return to the store to repay the loan in person. If the borrower doesn't repay the loan in person, the lender may process the check traditionally or through electronic withdrawal from the borrower's <a href="http://en.wikipedia.org/wiki/Checking_account" title="Checking account" class="mw-redirect">checking account</a>.</p> <p>If the account is short on funds to cover the check, the borrower may now face a bounced check fee from their <a href="http://en.wikipedia.org/wiki/Bank" title="Bank">bank</a> in addition to the costs of the loan, and the loan may incur additional fees and/or an increased interest rate as a result of the failure to pay. For customers who cannot pay back the loan when due, members of the national trade association are required to offer an extended payment plan at no additional cost. In states like <a href="http://en.wikipedia.org/wiki/Washington" title="Washington">Washington</a>, extended payment plans are required by state law.</p> <p>Payday lenders require the borrower to bring one or more recent pay stubs to prove that they have a steady source of income. The borrower is also required to provide recent bank statements.<sup class="noprint Template-Fact" title="This claim needs references to reliable sources from June 2008" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</sup> Individual companies and <a href="http://en.wikipedia.org/wiki/Franchising" title="Franchising">franchises</a> have their own underwriting criteria.</p>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0tag:blogger.com,1999:blog-2590356229971197442.post-72537935397021917222009-06-02T03:53:00.001-07:002009-06-02T03:53:49.040-07:00Payday loan<p>A <b>payday loan</b> (also called a <b>paycheck advance</b> or <b>payday advance</b>) is a small, short-term <a href="http://en.wikipedia.org/wiki/Loan" title="Loan">loan</a> that is intended to cover a borrower's expenses until his or her next payday. The loans are also sometimes referred to as <b>cash advances</b>, though that term can also refer to cash provided against a prearranged line of credit such as a <a href="http://en.wikipedia.org/wiki/Credit_card" title="Credit card">credit card</a> (see <a href="http://en.wikipedia.org/wiki/Cash_advance" title="Cash advance">cash advance</a>). <a href="http://en.wikipedia.org/wiki/Legislation" title="Legislation">Legislation</a> regarding payday loans varies widely between different countries and, within the <a href="http://en.wikipedia.org/wiki/USA" title="USA" class="mw-redirect">USA</a>, between different states.</p> <p>Some <a href="http://en.wikipedia.org/wiki/Jurisdiction" title="Jurisdiction">jurisdictions</a> impose strict <a href="http://en.wikipedia.org/wiki/Usury" title="Usury">usury</a> limits, limiting the <a href="http://en.wikipedia.org/wiki/Annual_percentage_rate" title="Annual percentage rate">nominal annual percentage rate</a> (APR) that any lender, including payday lenders, can charge; some outlaw payday lending entirely; and some have very few restrictions on payday lenders. Due to the extremely short-term nature of payday loans, the difference between APR and <a href="http://en.wikipedia.org/wiki/Effective_annual_rate" title="Effective annual rate" class="mw-redirect">effective annual rate</a> (EAR) can be substantial, because EAR takes <a href="http://en.wikipedia.org/wiki/Compound_interest" title="Compound interest">compounding</a> into account. For a $15 charge on a $100 2-week payday loan, the APR is 26 × 15% = 390% but the EAR is (1.15<span class="texhtml"><sup>26</sup></span> − 1) × 100% = 3,685%. Careful reporting of whether EAR or APR is quoted is necessary to make meaningful comparisons.</p>Anonymoushttp://www.blogger.com/profile/04504087012408675444noreply@blogger.com0